Start Accepting Credit Cards TODAY!

Credit card processing services designed with your restaurant in mind

BankCard USA has been a leading provider of merchant services for restaurants and bars since our establishment in 1993. Our cutting-edge POS systems and wireless terminals are equipped with the functionality and speed you need to serve more satisfied customers—and keep them coming back. Track inventory, manage timesheets, split checks and more with a simple yet powerful payment solution. Give your patrons the convenience and security of pay-at-the-table options. Accept mobile payments. Shift your resources into the cloud for easy access across multiple locations. Or don’t. The options are endless and the choices for customization are yours.

With a restaurant merchant account from BankCard USA, you don’t have to settle for high transaction rates, hidden fees and outdated equipment. We’ll beat your current rates and provide integration support for hundreds of apps, PCI compliance fulfillment and 24/7 customer service—all gratis. Maximize your profits with a merchant account provider that understands the ins and outs of your industry, from fine dining to QSR.

We have established payment services to over 100,000 merchants.

Trusted by over 100,000 merchants since 1993

Why BankCard USA


Take advantage of BankCard USA’s 5 minute online merchant account application. Upon approval, start processing credit cards by the next business day.


BankCard USA offers the lowest processing rate in the industry. We will provide you with the lowest credit card processing rate of any verified provider or pay you $1,000.


BankCard USA’s next day deposit option helps improve cash flow. We offer faster funds than the competitors—deposited in your bank account by the next business day.

The BankCard USA Difference

Substantial reduction in pricing with Bank Direct Rates

Higher level of Service with increased Efficiency and Communication

We are The Bank so you deal directly with the people who actually process your transactions

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