The Mysterious MTOT BANKCARD Charge

“BankCard”: How we use the term, how we don’t use the term, and a look back at its history.  Our customer service team here at BankCard USA fields a lot of calls each day from business owners trying to discover the source of a mysterious charge on their business bank accounts. They tell us the […]

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Preventing “Friendly Fraud” with EMV Processing

Card-present fraud used to be black and white—retail businesses didn’t have to cover the losses; the credit card issuing banks did. Since October 2015, the grounds have shifted dramatically. That’s when the EMV liability shift took place. It says that merchants who don’t use an EMV chip terminal are liable to cover fraud damages when […]

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TLS and PCI, Explained

PCI, SSL and TLS can be confusing. Here are the basics about the recent shift in data security protocols. Sensitive info that travels over the internet is always seeing new kinds of cyber security threats. That’s why there are regular security updates for the systems that transmit it. But all the acronyms you hear can get […]

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