Why Did PayPal Close My Account?

You just finished a new website, fine-tuned your business strategy, and stocked up on consumer-ready inventory. Your business is ready to begin accepting payments online. PayPal seems like a good choice to accept credit cards on your website. After all, it’s a large, well-known payments service you may already have used for peer-to-peer payments.   […]

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The Mysterious MTOT BANKCARD Charge

Want lower rates? Switch to BankCard USA “BankCard”: How we use the term, how we don’t use the term, and a look back at its history.  Our customer service team here at BankCard USA fields a lot of calls each day from business owners trying to discover the source of a mysterious charge on their […]

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Preventing “Friendly Fraud” with EMV Processing

Card-present fraud used to be black and white—retail businesses didn’t have to cover the losses; the credit card issuing banks did. Since October 2015, the grounds have shifted dramatically. That’s when the EMV liability shift took place. It says that merchants who don’t use an EMV chip terminal are liable to cover fraud damages when […]

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