The Other Guys


Is your credit card processor an agent? If so, you may be paying more than you should each month for credit card processing


Are you being told your business is “high risk”? If so, you may be paying more than you should each month for credit card processing


Is your monthly credit card processing statement crystal clear? If not, you may be paying more than you should each month for credit card processing

Eliminate The Middleman

Eliminate the Middle Man

By establishing a BANK DIRECT processing relationship, you gain access to…

The BankCard USA Difference

Substantial reduction in pricing with Bank Direct Rates

Higher level of Service with increased Efficiency and Communication

We are The Bank so you deal directly with the people who actually process your transactions

BankCard USA Resources

Gain insight. Stay informed. Grow your business.

Grow Your Business

Protect Your Money

How Processing Works

Frequent Questions

BankCard USA Services

Merchant Account

BankCard USA, a Quisitive company, is a leading provider of merchant services since 1993. We offer credit card processing products and services for new and existing businesses. Accept payments online through a payment gateway, in store with a credit card terminal, over the phone via virtual terminal, or on the go using a mobile credit card processing app. Whether you need a low or high risk merchant account, omnichannel payment services for a large company or simply a credit card machine for a small business, we work with you to find the best payment processing solution to suit your unique business needs and goals. Of the thousands of credit card processing companies, we guarantee the lowest credit card processing fees through our bank-direct program. Accept credit cards, debit cards, gift cards, electronic checks and electronic funds transfers with a solution designed with your business in mind today. We have established payment services to over 100,000 merchants.

In 2021, BankCard USA was acquired by Quisitive Technology Solutions, a premier cloud and payments solutions company. Quisitive’s vision is to apply technology to transform payment processing into an entirely new source of customer engagement and operational efficiency for merchants. ​

Point of Sale

Point of Sale

Wireless Payment Processing


In Store

In Store


E Commerce

Mobile Pay

Mobile Pay

Start Saving Today

Contact BankCard USA today to simplify your credit card processing and start saving money.